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Current Rates

July 27, 2010 through August 2, 2010

Our rates are posted for your convenience in making financial decisions.  Use our calculators to figure payments and savings goals. Realize rates are subject to change so when in doubt, please contact the bank.  Please see our Reg.  DD Disclosure for further fee information.

Calculate   Apply Now

Account Type

Minimum Deposit To Open Account

Minimum Balance to Obtain Annual Percentage Yield**

Interest Rate

Annual Percentage Yield

NOW*

none

$5,000.00

.25

.25

NOW*

none

LESS THAN $5,000.00

.10

.10

HIFI*

none

$5,000.00

.25

.25

HIFI*

none

LESS THAN $5,000.00

.10

.10

PASSBOOK SAVINGS*

none

$50.00
.75

.75

STATEMENT
SAVINGS*

none
$50.00
.75
.75
HEALTH SAVINGS*
none
$500.00 to $1,999.99
.50
.50
HEALTH SAVINGS*
none
$2,000 to $9,999.99
1.00
1.00
HEALTH SAVINGS*
none
$10,000.00 to $14,999.99
1.50
1.51
HEALTH SAVINGS*
none
Greater Than $15,000.00
2.00
2.02
Fees on the accounts above could reduce earnings.
Penalty will be imposed on the accounts below for Early Withdrawal.
CHRISTMAS SAVINGS

$1.00

$1.00

.75

.75

7-31 DAYS CD
(based on 31 days)

$2,500.00

$2,500.00

.65

.65

91 DAYS CD

$2,500.00

$2,500.00

.80

.80

182 DAYS CD

$2,500.00

$2,500.00

1.15

1.15

1 YEAR CD

$1,000.00

$1,000.00

1.50

1.51

18 MONTHS CD
$1,000.00
$1,000.00
1.65
1.66
2 YEARS CD

$1,000.00

$1,000.00

1.90

1.91

30 MONTHS CD
$1,000.00
$1,000.00
2.10
2.11
3 YEARS CD

$1,000.00

$1,000.00

2.30

2.31

1,2 OR 3 YEARS CD

$500.00

$500.00

.75

.75

2 Year I.R.A. CD      

Minimum & Maximum Balances Based on I.R.A. Regulations

2.30

2.30

I.R.A. Advantage*
Maximum Term:  1 Year
$50.00
$50.00
2.27
2.29
         

* Variable Rate Accounts.  Rates can change after account is opened.
**Daily balance (the amount of principal in the account each day)

 


Copyright 2009. Farmers & Merchants Union Bank. Contact Us.

Farmers & Merchants Union Bank is participating in the FDIC's Transaction Account Guarantee Program.  Under the program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  NOW accounts paying a higher rate of interest will not be eligible for the additional coverage under the program.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. On May 20, 2009, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.

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