Business Accounts

Checking Options

Business Checking

This account is designed for our business customers. Your account will receive an earnings credit which is used to offset any fees on the account.

Business NOW Account

This account is designed for businesses owned by sole proprietors. Interest earned will be used to offset activity fees and any excess interest will be credited to the account.

Business HIFI Account

This account earns interest and is available to business customers. This account allows up to six withdrawals per month, three of which may be by check.

HI-FI Checking Account

Earn market rates on this low activity interest-bearing account. Earn even more when you maintain $5,000.00 or more in the account. Interest is accrued daily and credited monthly to enhance your earnings. Maintenance fees and activity charges may apply.

Other fees may be charged on your monthly statement.

Farmers & Merchants Union Bank is participating in the FDIC's Transaction Account Guarantee Program. All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.