Business Accounts

Checking Options

Business Checking

This account is designed for our business customers. Your account will receive an earnings credit which is used to offset any fees on the account.

Business NOW Account

This account is designed for businesses owned by sole proprietors. Interest earned will be used to offset activity fees and any excess interest will be credited to the account.

Business HIFI Account

This account earns interest and is available to business customers. This account allows up to six withdrawals per month, three of which may be by check.

HI-FI Checking Account

Earn market rates on this low activity interest-bearing account. Earn even more when you maintain $5,000.00 or more in the account. Interest is accrued daily and credited monthly to enhance your earnings. Maintenance fees and activity charges may apply.

Other fees may be charged on your monthly statement.

Farmers & Merchants Union Bank is participating in the FDIC's Transaction Account Guarantee Program. Under the program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. NOW accounts paying a higher rate of interest will not be eligible for the additional coverage under the program. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. On May 20, 2009, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.