Commercial Loans

Many companies experience seasonal fluctuations in cash flow. Several reasons for these fluctuations include increases in accounts receivable or inventory needs. Farmers & Merchants Union Bank can provide seasonal operating lines to level out your cash flow.

An equipment loan can help a new business or a current business. Farmers & Merchants Union Bank can assist you in these purchases.

The location of your business can be a critical factor. Whether you need to add to your location or establish a new location, we can help you meet those needs.

Farmers & Merchants Union Bank has many resources for these projects including the Small Business Administration(SBA) and the Wisconsin Housing Economic Development Authority(WHEDA).

Your Business Lender Contact:

In Columbus or Fall River: Matt Gibbs at (920) 623-7108

In Friesland: Jeff Koopmans at (920) 348-5141 ext. 2501

In Juneau: Stan Smith at (920) 386-2100 ext. 2401

Farmers & Merchants Union Bank is participating in the FDIC's Transaction Account Guarantee Program. Under the program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. NOW accounts paying a higher rate of interest will not be eligible for the additional coverage under the program. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. On May 20, 2009, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.