There are instances where you may elect to provide us with personal
information. We collect nonpublic personal information about you from the following
sources:
If you fill out one of our feedback or request forms or send us email,
you are transmitting the information that appears to you in the form or the message. This
will typically include information like your name, mailing address, email address, the
kind of request you are making, and any other information necessary to fulfill your
request. You never transmit personally identifying information that you do not enter
yourself. And this is always your option; this information cannot be collected unless you
specifically elect to send it to us. This information is used internally only for the
purpose of fulfilling the request or for contacting you directly and is not given or sold
to any other organization, except as permitted by law.
Information about your transactions with us, our affiliates, or others;
and
Information we receive from a consumer reporting agency.
We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards that comply with federal
standards to guard your nonpublic personal information.
When you submit personally identifying information via one of our
application forms, that information is also encrypted, or scrambled, by your browser
before it is transmitted back to our web site. This effectively prevents anyone from
intercepting and reading any personal information about you. Note that this encryption
does not take place if you send us email or use our feedback form, but only when you use
your web browser with one of our site's application forms.
We hope you find our website useful and informative and are always willing
to answer questions and receive suggestions. If you have either, please e-mail the
webmaster at AskFMUB@fmub.com. Thank you.
* We reserve the right to change our privacy policy. A revised policy
statement will only apply to data collected subsequent to its effective date. Any
revisions will be posted at least 30 days prior to its effective date.
